Representative example: fixed annual interest rate of 9%. For a loan of 20,000 denars over a 12-month period, the total interest would be 988 denars and the administrative fees would be 5,460 denars. The monthly payment is 2 204 denars. The total amount due is 26,448 denars and the APR/APR (Annual Percentage Rate of Charge) is 68,31%. The minimum tenure of the consumer loan is 4 months and the maximum tenure is 24 months. The maximum APR/APR is 71,50%.

In the case of a loan of 10,000 denars for a period of 3 months, the total amount of interest for the period of using the loan will be 419 denars. In the case of correctly fulfilling all obligations from the loan agreement, the total amount amounts to 10419 denars, and the annual rate of the total cost of the loan (CBT/APR) is 27.77%. The minimum term of a consumer loan is 3 months, and the maximum - 10 months. The maximum APR% is 30%